Construction Insurance & Risk Management Solutions

Contact Us

Customized coverage options for construction firms

The construction industry faces unique challenges and risks. Protecting your business should be the primary focus of a trusted insurance partner. IJʿ helps you proactively manage risk while providing options and information so that you can choose the appropriate coverage for your business. We have been closely involved in the construction sector for decades, building strong relationships and mutually beneficial partnerships through industry associations and program development.

Building peace of mind and reducing your risks

From contract review to certificate approval and issuance, we offer a range of risk management and insurance products that suit your individual business needs. Your dedicated Account Executive and service team take the time to learn about your business to understand and protect what’s important to you.


We offer a comprehensive suite of coverage options, including:

  • General property and liability
  • Builder’s risk
  • Wrap-up liability
  • Equipment and breakdown
  • Contractor’s Equipment
  • Professional and pollution liability
  • Surety bonds

We’ve created longstanding ties to the construction industry and partnered with several associations to design customized programs for our clients, including Concrete Ontario, Ontario Stone, Sand and Gravel Association Program (OSSGA), Excavating Program, and Roofing Contractors Insurance Program.

Keep your business and assets safe, with a custom insurance solution from IJʿ. Contact us today to get started.

IJʿ is proud to offer specialized programs, products and services supporting the construction industry.

Surety Bonding

When you need the backing to guarantee contract requirements, our Surety team has the insurance solution. IJʿ provides the coverage and expertise that you require to give your business a better chance to source and win government or international contracts.

Surety Bonding

Construction Project Insurance

There are clear advantages to project specific coverage, and at IJʿ we understand the unique exposures in a construction project, and will work with you to ensure you have the proper coverage in place to mitigate those risks.

Construction Project Insurance

Cyber Insurance

Learn how Cyber Insurance can protect your business from the growing threat of hacking, privacy and security breaches, ransomware and extortion.

Cyber Insurance

Ontario Stone, Sand and Gravel Association

Our expert advisors have worked with clients in the stone, sand and gravel aggregate production business to build a comprehensive program designed for pit and quarry operators in Ontario to fully address the insurance and risk management needs of your unique business.

Ontario Stone, Sand and Gravel

Insurance for Excavation

As the owner of an excavation, concrete, paving or site preparation business you know that not all risks are in plain sight. Preparing a site for construction often includes sewer and water main work which have a lot of potential liabilities.


Commercial Services

Learn more about specific commercial services and programs that are available at IJʿ.
Our team of experts will do an in-depth review of your business and identify all risks and how they can be mitigated.

Commercial Services

Recommended Reading

Why your business needs Corporate Planning strategic advice

IJʿ offers a comprehensive suite of products and services designed to help you achieve the goals you’ve planned for, and prepare for the challenges you didn’t.

Corporate Planning

Group Benefits with IJʿ

Choosing the right combination of coverage and service for your employees today — and in the future — requires an independent experienced partner.

Group Benefits